Boat/Yacht Insurance in Florida

Why You Need It: Accidents on the water can be expensive, and most homeowners policies won’t cover boats beyond a certain size or value.

Coverage Includes:

• Hull & Equipment Coverage – Covers damage to your boat from collisions, storms, or sinking.
• Liability Protection – Covers legal fees if you cause injury or property damage.
• Medical Payments – Covers injuries to passengers.
• Fuel Spill & Wreck Removal – Covers clean-up if your boat sinks or leaks fuel.
• Personal Effects Coverage – Protects gear, electronics, and fishing equipment.