Condominium Insurance in Florida

Why You Need It: Your condo association’s policy only covers the building’s exterior— you’re responsible for everything inside your unit.

Coverage Includes:

• Interior Structure Coverage – Covers walls, flooring, cabinets, and built-ins.
• Personal Property Protection – Covers furniture, electronics, and valuables.
• Liability Coverage – Protects against lawsuits if someone is injured in your unit.
• Loss of Use – Covers temporary living expenses if your condo is uninhabitable.
• Loss Assessment Coverage – Helps pay special assessments from the condo association.