Flood Insurance in Florida

Why You Need It: Even if you don’t live in a flood zone, 25% of flood claims come from low-to-moderate risk areas.

Coverage Includes:

• Building Coverage – Covers the structure of your home, foundation, and major systems.
• Personal Property – Covers furniture, clothing, and electronics.
• Basement Coverage – Protects appliances and essential equipment (limited).
• Loss of Use (Optional) – Helps pay for temporary living expenses.