Auto & Classic Car Insurance in Florida

Why You Need It: Most states require auto insurance, and without it, you could be financially responsible for damages, medical bills, and legal fees.

Coverage Includes:

• Liability Coverage – Pays for damages and injuries you cause to others.
• Collision Coverage – Covers repairs to your car after an accident.
• Comprehensive Coverage – Protects against theft, vandalism, fire, and weather damage.
• Uninsured/Underinsured Motorist – Covers you if the at-fault driver lacks insurance.
• Medical Payments (MedPay) & PIP – Helps cover medical expenses for you and your passengers.
• Roadside Assistance – Covers towing, flat tires, and emergency repairs.

Classic Car

Restoring a classic or antique vehicle is more than just a hobby—it’s an investment of time, effort, and passion. Whether you’ve poured hours into restoring it yourself or sourced the perfect vintage model, you know how much value these vehicles can gain over time. Even though you might only take it out for special occasions, every moment on the road puts your prized possession at risk.

While classic car insurance includes the standard coverage found in traditional auto policies—liability, collision, comprehensive, and uninsured/underinsured motorist coverage—it also accounts for the unique needs of antique and classic cars, typically over 30 years old. Here are some key considerations to keep in mind:

• Vehicle Usage: Since your classic car is likely to see limited mileage and seasonal use, your policy should reflect that. We can help ensure that your coverage is tailored to how and when you use your vehicle.
• Vehicle Storage: Storing your classic in a fully enclosed, locked garage is a great way to protect it, especially in areas with harsh winters. Doing so could also offer you favorable terms on your policy.
• Vehicle Valuation: Unlike standard auto insurance, classic car policies often use agreed-value coverage. This means that in the event of a total loss, you’ll be compensated for the full agreed amount listed in your policy, minus any deductible. It’s protection for your hard work, not just the vehicle.

Protect Your Legacy on the Road

At Mako, we understand that your classic car is more than just a vehicle—it’s a legacy. We’re here to help you protect it with coverage as special as the car itself. With Mako by your side, you can enjoy your ride without worry, knowing your investment is secure for the road ahead.