Covers financial losses due to mistakes, misrepresentation, or negligence in services.
Common for consultants, real estate agents, financial advisors, and insurance brokers.
Specifically for healthcare professionals (doctors, surgeons, nurses, etc.).
Covers medical errors, misdiagnoses, and surgical mistakes.
Protects company executives from lawsuits related to mismanagement, fiduciary
Breaches, or regulatory violations.
Essential for corporations, non-profits, and startups.
Covers claims of workplace discrimination, harassment, wrongful termination, and retaliation.
Important for businesses with employees.
Protects companies and their executives from mismanagement of employee benefits and retirement plans.
Covers legal claims related to ERISA (Employee Retirement Income Security Act).
Covers financial losses due to data breaches, hacking, and cyber threats.
Essential for businesses handling sensitive customer data or transactions.
Protects against claims of defamation, copyright infringement, and false advertising.
Essential for publishers, advertising agencies, influencers, and media companies.
Covers IT consultants, software developers, and tech companies against product failures, data loss, or service disruptions.
Often combined with Cyber Liability Insurance.
A broad category covering niche professionals who don’t fit traditional E&O coverage (e.g., wedding planners, pet groomers, social media consultants).